UPST $0.00 ( +0.00%) Quote details

stock

Upstart Holdings Inc

NASDAQ | UPST

52.16

USD

+0.00 ( +0.00%)

AT CLOSE (AS OF May 5, 2025)

$4.8B

MARKET CAP

-

P/E Ratio

-1.44

EPS

$96

52 Week High

$21

52 Week Low

FINANCE

Sector

UPST Chart

1D
Area

Trade Smarter

Automate your trading workflow with powerful tools — built for serious traders.

Icon For Time-schedule

Backtests

Strategy Backtester designed to automate your backtesting and revolutionize the way you trade

Icon For Search

Scanner

Leverage the power of AI to detect valuable opportunities and gain the most out of the markets.

Signals

Automate your trading workflow with AI-powered trading signals to execute trades automatically.

Icon For Clipboard-list

Journal

Record your trades and performance to improve your trading with AfterPullback’s Trading Journal

UPST Technicals

Tags:

UPST Earnings

Yearly Income Statement (As of Dec 31, 2024)

Field Value (USD)
Gross Profit $629M
Total Revenue $629M
Cost Of Revenue -
Costof Goods And Services Sold -
Operating Income -$173M
Selling General And Administrative $389M
Research And Development $254M
Operating Expenses $757M
Investment Income Net -
Net Interest Income $138M
Interest Income $186M
Interest Expense $48M
Non Interest Income -
Other Non Operating Income -
Depreciation -
Depreciation And Amortization $21M
Income Before Tax -$128M
Income Tax Expense $185K
Interest And Debt Expense -
Net Income From Continuing Operations -$129M
Comprehensive Income Net Of Tax -
Ebit -$132M
Ebitda -$112M
Net Income -$129M

Revenue & Profitability

Earnings Performance

UPST Financials

yearly Balance Sheet (As of Dec 31, 2024)

Field Value (USD)
Total Assets $2.4B
Total Current Assets $976M
Cash And Cash Equivalents At Carrying Value $788M
Cash And Short Term Investments $788M
Inventory -
Current Net Receivables $127M
Total Non Current Assets $200M
Property Plant Equipment -
Accumulated Depreciation Amortization Ppe -
Intangible Assets $9.4M
Intangible Assets Excluding Goodwill $9.4M
Goodwill $67M
Investments -
Long Term Investments $41M
Short Term Investments $41M
Other Current Assets $29M
Other Non Current Assets -
Total Liabilities $1.7B
Total Current Liabilities $355M
Current Accounts Payable $12M
Deferred Revenue -
Current Debt -
Short Term Debt $196M
Total Non Current Liabilities $1.6B
Capital Lease Obligations $50M
Long Term Debt $1.2B
Current Long Term Debt $196M
Long Term Debt Noncurrent -
Short Long Term Debt Total $1.5B
Other Current Liabilities $52M
Other Non Current Liabilities -
Total Shareholder Equity $633M
Treasury Stock -
Retained Earnings -$411M
Common Stock $9K
Common Stock Shares Outstanding $89M

yearly Cash Flow (As of Dec 31, 2024)

Field Value (USD)
Operating Cashflow $186M
Payments For Operating Activities -
Proceeds From Operating Activities -
Change In Operating Liabilities -
Change In Operating Assets -
Depreciation Depletion And Amortization $21M
Capital Expenditures $837K
Change In Receivables -
Change In Inventory -
Profit Loss -
Cashflow From Investment -
Cashflow From Financing $560M
Proceeds From Repayments Of Short Term Debt -
Payments For Repurchase Of Common Stock -
Payments For Repurchase Of Equity -
Payments For Repurchase Of Preferred Stock -
Dividend Payout -
Dividend Payout Common Stock -
Dividend Payout Preferred Stock -
Proceeds From Issuance Of Common Stock -
Proceeds From Issuance Of Long Term Debt And Capital Securities Net -
Proceeds From Issuance Of Preferred Stock -
Proceeds From Repurchase Of Equity -$22K
Proceeds From Sale Of Treasury Stock -
Change In Cash And Cash Equivalents -
Change In Exchange Rate -
Net Income -$129M

yearly Income Statement (As of Dec 31, 2024)

Field Value (USD)
Gross Profit $629M
Total Revenue $629M
Cost Of Revenue -
Costof Goods And Services Sold -
Operating Income -$173M
Selling General And Administrative $389M
Research And Development $254M
Operating Expenses $757M
Investment Income Net -
Net Interest Income $138M
Interest Income $186M
Interest Expense $48M
Non Interest Income -
Other Non Operating Income -
Depreciation -
Depreciation And Amortization $21M
Income Before Tax -$128M
Income Tax Expense $185K
Interest And Debt Expense -
Net Income From Continuing Operations -$129M
Comprehensive Income Net Of Tax -
Ebit -$132M
Ebitda -$112M
Net Income -$129M

UPST News

UPST Profile

Upstart Holdings Inc Profile

Sector: FINANCE

Industry: FINANCE SERVICES

Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform. The company is headquartered in San Mateo, California.

NITO
126.61%
$0.6413
GNLN
-6.86%
$0.0095
AGMH
41.56%
$0.1032
LGMK
0.00%
$0.0175
NVNI
46.60%
$0.493
DGLY
-9.55%
$0.0303
LCID
-5.53%
$2.39
NCNA
111.04%
$0.9712
NVDA
-0.19%
$114.2801
PLUG
-5.99%
$0.7926
SPRC
40.21%
$0.4052
PLTR
0.03%
$124.3198
TSLA
-2.42%
$280.25
SKX
24.42%
$61.425
F
-1.10%
$10.1672
AAL
3.51%
$10.8893
LYT
-16.78%
$0.0982
VHAI
-11.11%
$0.0008
HIMS
3.60%
$42.29
MARA
-8.78%
$13.208
WW
27.82%
$0.7412
AAPL
-2.19%
$200.8616
DNN
-1.36%
$1.4401
PLRZ
10.40%
$1.115
SOFI
2.69%
$13.0411
ME
-21.26%
$0.6063
CUTR
-10.19%
$0.0969
RGTI
-8.00%
$9.7801
BTG
3.17%
$3.0333
AIFF
9.75%
$3.5888
SNAP
1.64%
$8.5883
HOOD
-1.46%
$47.88
WBD
-0.88%
$8.465
IBRX
-17.91%
$2.085
RXRX
-14.82%
$4.855
BTE
-4.84%
$1.5606
RIOT
-4.65%
$8
PFE
-0.96%
$23.968
AMD
2.99%
$101.755
HL
3.47%
$4.6977
INTC
-1.24%
$20.3649
RIG
-0.56%
$2.3567
APLD
-0.97%
$5.2488
BON
-21.55%
$0.0506
SMCI
-2.64%
$32.8199
WULF
-5.61%
$3.03
AMZN
-1.47%
$187.18
BBD
-1.46%
$2.365
FUBO
2.48%
$2.48
FNA
0.00%
$13.09
BP
2.68%
$28.8734
BERY
-2.93%
$67.58
NGD
2.17%
$3.9235
UBER
2.30%
$86.22
QBTS
-6.76%
$7.375
BCRX
17.44%
$10.487
GRAB
1.12%
$4.945
RIVN
-1.79%
$13.5818
LYG
1.60%
$3.81
AG
1.10%
$5.975
JBLU
-1.26%
$4.6999
ABEV
-1.20%
$2.46
CLSK
-6.87%
$8.205
ON
-7.56%
$38.7419
BAC
0.86%
$41.425
KIDZ
2.79%
$7.38
TLRY
-3.05%
$0.4412
VRN
-2.28%
$5.785
NIO
-0.74%
$4
NOVA
15.60%
$0.2082
AMCR
0.16%
$9.335
PONY
-3.80%
$10.005
PBR
-2.85%
$11.2788
KGC
2.63%
$14.44
GERN
3.99%
$1.435
NOK
-0.49%
$5.035
QCOM
3.40%
$139.81
ITUB
-0.56%
$6.165
XYZ
-0.57%
$46.2632
ZCAR
35.98%
$10.3614
BRK-B
-3.88%
$518.8369
TEVA
2.29%
$16.56
ERIC
-0.66%
$8.2851
ET
-1.82%
$16.3665
VALE
-0.37%
$9.335
ACHR
-3.07%
$9.005
ORCL
3.60%
$150.73
AGNC
-0.06%
$8.785
CCL
1.05%
$19.7751
PTON
2.53%
$6.9928
OPTT
15.37%
$0.5
GOOGL
0.66%
$165.115
PTEN
-4.39%
$5.765
CEP
-22.79%
$36.29
ARDX
-7.15%
$3.8349
DAL
3.42%
$45.71
RR
-2.30%
$2.1299
OXY
-3.56%
$39.165
EQX
3.43%
$6.485
IAG
2.83%
$6.91
NITO
126.61%
$0.6413
GNLN
-6.86%
$0.0095
AGMH
41.56%
$0.1032
LGMK
0.00%
$0.0175
NVNI
46.60%
$0.493
DGLY
-9.55%
$0.0303
LCID
-5.53%
$2.39
NCNA
111.04%
$0.9712
NVDA
-0.19%
$114.2801
PLUG
-5.99%
$0.7926
SPRC
40.21%
$0.4052
PLTR
0.03%
$124.3198
TSLA
-2.42%
$280.25
SKX
24.42%
$61.425
F
-1.10%
$10.1672
AAL
3.51%
$10.8893
LYT
-16.78%
$0.0982
VHAI
-11.11%
$0.0008
HIMS
3.60%
$42.29
MARA
-8.78%
$13.208
WW
27.82%
$0.7412
AAPL
-2.19%
$200.8616
DNN
-1.36%
$1.4401
PLRZ
10.40%
$1.115
SOFI
2.69%
$13.0411
ME
-21.26%
$0.6063
CUTR
-10.19%
$0.0969
RGTI
-8.00%
$9.7801
BTG
3.17%
$3.0333
AIFF
9.75%
$3.5888
SNAP
1.64%
$8.5883
HOOD
-1.46%
$47.88
WBD
-0.88%
$8.465
IBRX
-17.91%
$2.085
RXRX
-14.82%
$4.855
BTE
-4.84%
$1.5606
RIOT
-4.65%
$8
PFE
-0.96%
$23.968
AMD
2.99%
$101.755
HL
3.47%
$4.6977
INTC
-1.24%
$20.3649
RIG
-0.56%
$2.3567
APLD
-0.97%
$5.2488
BON
-21.55%
$0.0506
SMCI
-2.64%
$32.8199
WULF
-5.61%
$3.03
AMZN
-1.47%
$187.18
BBD
-1.46%
$2.365
FUBO
2.48%
$2.48
FNA
0.00%
$13.09
BP
2.68%
$28.8734
BERY
-2.93%
$67.58
NGD
2.17%
$3.9235
UBER
2.30%
$86.22
QBTS
-6.76%
$7.375
BCRX
17.44%
$10.487
GRAB
1.12%
$4.945
RIVN
-1.79%
$13.5818
LYG
1.60%
$3.81
AG
1.10%
$5.975
JBLU
-1.26%
$4.6999
ABEV
-1.20%
$2.46
CLSK
-6.87%
$8.205
ON
-7.56%
$38.7419
BAC
0.86%
$41.425
KIDZ
2.79%
$7.38
TLRY
-3.05%
$0.4412
VRN
-2.28%
$5.785
NIO
-0.74%
$4
NOVA
15.60%
$0.2082
AMCR
0.16%
$9.335
PONY
-3.80%
$10.005
PBR
-2.85%
$11.2788
KGC
2.63%
$14.44
GERN
3.99%
$1.435
NOK
-0.49%
$5.035
QCOM
3.40%
$139.81
ITUB
-0.56%
$6.165
XYZ
-0.57%
$46.2632
ZCAR
35.98%
$10.3614
BRK-B
-3.88%
$518.8369
TEVA
2.29%
$16.56
ERIC
-0.66%
$8.2851
ET
-1.82%
$16.3665
VALE
-0.37%
$9.335
ACHR
-3.07%
$9.005
ORCL
3.60%
$150.73
AGNC
-0.06%
$8.785
CCL
1.05%
$19.7751
PTON
2.53%
$6.9928
OPTT
15.37%
$0.5
GOOGL
0.66%
$165.115
PTEN
-4.39%
$5.765
CEP
-22.79%
$36.29
ARDX
-7.15%
$3.8349
DAL
3.42%
$45.71
RR
-2.30%
$2.1299
OXY
-3.56%
$39.165
EQX
3.43%
$6.485
IAG
2.83%
$6.91
Discover more tools and features to empower your trading
Explore Features

Quotes and other market data may be delayed by 15 minutes or more. Financial data is provided by financial exchanges and other content providers and may be delayed as specified by financial exchanges or other data providers. AfterPullback does not verify any data and disclaims any obligation to do so. The information contained on this website is not intended as, and shall not be understood as, financial advice. The website does not operated by attorney, accountant or financial advisor and the information contained on this website is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Nothing available on or through this website should be understood as a recommendation that you should not consult with a financial professional to address your particular information.