stock
Pathfinder Bancorp Inc
NASDAQ | PBHC
14.98
USD
+$0.00
(+0.00%
)At Close (As of Sep 15, 2025)
$92.40M
Market Cap
42.8
P/E Ratio
0.35
EPS
$19.48
52 Week High
$13.62
52 Week Low
FINANCIAL SERVICES
Sector
PBHC Chart
Recent Chart
Price Action
PBHC Technicals
PBHC Earnings
Yearly Income Statement (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Gross Profit | $35M |
| Total Revenue | $83M |
| Cost Of Revenue | $48M |
| Costof Goods And Services Sold | $48M |
| Operating Income | $5.2M |
| Selling General And Administrative | $19M |
| Research And Development | - |
| Operating Expenses | $30M |
| Investment Income Net | - |
| Net Interest Income | $40M |
| Interest Income | $78M |
| Interest Expense | $37M |
| Non Interest Income | - |
| Other Non Operating Income | - |
| Depreciation | - |
| Depreciation And Amortization | $1.3M |
| Income Before Tax | $5.2M |
| Income Tax Expense | $332K |
| Interest And Debt Expense | - |
| Net Income From Continuing Operations | $4.8M |
| Comprehensive Income Net Of Tax | - |
| Ebit | $5.2M |
| Ebitda | $6.5M |
| Net Income | $3.4M |
Revenue & Profitability
Earnings Performance
PBHC Financials
yearly Balance Sheet (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Total Assets | $1.5B |
| Total Current Assets | $308M |
| Cash And Cash Equivalents At Carrying Value | $32M |
| Cash And Short Term Investments | $32M |
| Inventory | - |
| Current Net Receivables | $6.9M |
| Total Non Current Assets | $1.2B |
| Property Plant Equipment | - |
| Accumulated Depreciation Amortization Ppe | - |
| Intangible Assets | $6M |
| Intangible Assets Excluding Goodwill | $6M |
| Goodwill | $5.1M |
| Investments | - |
| Long Term Investments | $432M |
| Short Term Investments | $269M |
| Other Current Assets | - |
| Other Non Current Assets | - |
| Total Liabilities | $1.4B |
| Total Current Liabilities | $1.3B |
| Current Accounts Payable | $546K |
| Deferred Revenue | - |
| Current Debt | - |
| Short Term Debt | $61M |
| Total Non Current Liabilities | $87M |
| Capital Lease Obligations | $18M |
| Long Term Debt | $57M |
| Current Long Term Debt | $61M |
| Long Term Debt Noncurrent | - |
| Short Long Term Debt Total | $137M |
| Other Current Liabilities | $1.2B |
| Other Non Current Liabilities | - |
| Total Shareholder Equity | $121M |
| Treasury Stock | - |
| Retained Earnings | $78M |
| Common Stock | $61K |
| Common Stock Shares Outstanding | $6.1M |
yearly Cash Flow (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Operating Cashflow | $11M |
| Payments For Operating Activities | - |
| Proceeds From Operating Activities | - |
| Change In Operating Liabilities | - |
| Change In Operating Assets | - |
| Depreciation Depletion And Amortization | $1.3M |
| Capital Expenditures | $8.3M |
| Change In Receivables | - |
| Change In Inventory | - |
| Profit Loss | - |
| Cashflow From Investment | -$22M |
| Cashflow From Financing | -$6M |
| Proceeds From Repayments Of Short Term Debt | - |
| Payments For Repurchase Of Common Stock | - |
| Payments For Repurchase Of Equity | - |
| Payments For Repurchase Of Preferred Stock | - |
| Dividend Payout | $2.4M |
| Dividend Payout Common Stock | $2.4M |
| Dividend Payout Preferred Stock | - |
| Proceeds From Issuance Of Common Stock | - |
| Proceeds From Issuance Of Long Term Debt And Capital Securities Net | - |
| Proceeds From Issuance Of Preferred Stock | - |
| Proceeds From Repurchase Of Equity | - |
| Proceeds From Sale Of Treasury Stock | - |
| Change In Cash And Cash Equivalents | - |
| Change In Exchange Rate | - |
| Net Income | $3.4M |
yearly Income Statement (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Gross Profit | $35M |
| Total Revenue | $83M |
| Cost Of Revenue | $48M |
| Costof Goods And Services Sold | $48M |
| Operating Income | $5.2M |
| Selling General And Administrative | $19M |
| Research And Development | - |
| Operating Expenses | $30M |
| Investment Income Net | - |
| Net Interest Income | $40M |
| Interest Income | $78M |
| Interest Expense | $37M |
| Non Interest Income | - |
| Other Non Operating Income | - |
| Depreciation | - |
| Depreciation And Amortization | $1.3M |
| Income Before Tax | $5.2M |
| Income Tax Expense | $332K |
| Interest And Debt Expense | - |
| Net Income From Continuing Operations | $4.8M |
| Comprehensive Income Net Of Tax | - |
| Ebit | $5.2M |
| Ebitda | $6.5M |
| Net Income | $3.4M |
Dividends
| Field | Value |
|---|---|
| Ex Dividend Date | 2025-07-18 |
| Declaration Date | 2025-06-30 |
| Record Date | 2025-07-18 |
| Payment Date | 2025-08-08 |
| Amount | 0.1 |
PBHC News
PBHC Profile
Pathfinder Bancorp Inc Profile
Sector: FINANCIAL SERVICES
Industry: BANKS - REGIONAL
Pathfinder Bancorp, Inc. is a portfolio company of Pathfinder Bank offering various banking and financial products and services primarily in Oswego and Onondaga Counties, New York. The company is headquartered in Oswego, New York.
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