stock
Waterstone Financial Inc
NASDAQ | WSBF
14.79
USD
+$0.00
(+0.00%
)At Close (As of Sep 8, 2025)
$275.89M
Market Cap
13.07
P/E Ratio
1.13
EPS
$16.28
52 Week High
$11.49
52 Week Low
FINANCIAL SERVICES
Sector
WSBF Chart
Recent Chart
Price Action
WSBF Technicals
WSBF Earnings
Yearly Income Statement (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Gross Profit | $133M |
| Total Revenue | $199M |
| Cost Of Revenue | $67M |
| Costof Goods And Services Sold | $67M |
| Operating Income | $24M |
| Selling General And Administrative | $81M |
| Research And Development | - |
| Operating Expenses | $101M |
| Investment Income Net | - |
| Net Interest Income | $46M |
| Interest Income | $113M |
| Interest Expense | $67M |
| Non Interest Income | - |
| Other Non Operating Income | - |
| Depreciation | - |
| Depreciation And Amortization | $2.5M |
| Income Before Tax | $24M |
| Income Tax Expense | $5.3M |
| Interest And Debt Expense | - |
| Net Income From Continuing Operations | $19M |
| Comprehensive Income Net Of Tax | - |
| Ebit | $24M |
| Ebitda | $26M |
| Net Income | $19M |
Revenue & Profitability
Earnings Performance
WSBF Financials
yearly Balance Sheet (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Total Assets | $2.2B |
| Total Current Assets | $191M |
| Cash And Cash Equivalents At Carrying Value | $35M |
| Cash And Short Term Investments | $35M |
| Inventory | - |
| Current Net Receivables | $1.7B |
| Total Non Current Assets | $2B |
| Property Plant Equipment | - |
| Accumulated Depreciation Amortization Ppe | - |
| Intangible Assets | - |
| Intangible Assets Excluding Goodwill | - |
| Goodwill | - |
| Investments | - |
| Long Term Investments | $209M |
| Short Term Investments | $156M |
| Other Current Assets | - |
| Other Non Current Assets | - |
| Total Liabilities | $1.9B |
| Total Current Liabilities | $1.7B |
| Current Accounts Payable | - |
| Deferred Revenue | - |
| Current Debt | - |
| Short Term Debt | $297M |
| Total Non Current Liabilities | $214M |
| Capital Lease Obligations | - |
| Long Term Debt | $150M |
| Current Long Term Debt | $294M |
| Long Term Debt Noncurrent | - |
| Short Long Term Debt Total | $447M |
| Other Current Liabilities | $1.4B |
| Other Non Current Liabilities | - |
| Total Shareholder Equity | $339M |
| Treasury Stock | - |
| Retained Earnings | $277M |
| Common Stock | $193K |
| Common Stock Shares Outstanding | $19M |
yearly Cash Flow (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Operating Cashflow | $48M |
| Payments For Operating Activities | - |
| Proceeds From Operating Activities | - |
| Change In Operating Liabilities | - |
| Change In Operating Assets | - |
| Depreciation Depletion And Amortization | $2.5M |
| Capital Expenditures | $1.1M |
| Change In Receivables | - |
| Change In Inventory | - |
| Profit Loss | - |
| Cashflow From Investment | -$24M |
| Cashflow From Financing | -$21M |
| Proceeds From Repayments Of Short Term Debt | - |
| Payments For Repurchase Of Common Stock | - |
| Payments For Repurchase Of Equity | - |
| Payments For Repurchase Of Preferred Stock | - |
| Dividend Payout | $11M |
| Dividend Payout Common Stock | $11M |
| Dividend Payout Preferred Stock | - |
| Proceeds From Issuance Of Common Stock | - |
| Proceeds From Issuance Of Long Term Debt And Capital Securities Net | - |
| Proceeds From Issuance Of Preferred Stock | - |
| Proceeds From Repurchase Of Equity | -$15M |
| Proceeds From Sale Of Treasury Stock | - |
| Change In Cash And Cash Equivalents | - |
| Change In Exchange Rate | - |
| Net Income | $19M |
yearly Income Statement (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Gross Profit | $133M |
| Total Revenue | $199M |
| Cost Of Revenue | $67M |
| Costof Goods And Services Sold | $67M |
| Operating Income | $24M |
| Selling General And Administrative | $81M |
| Research And Development | - |
| Operating Expenses | $101M |
| Investment Income Net | - |
| Net Interest Income | $46M |
| Interest Income | $113M |
| Interest Expense | $67M |
| Non Interest Income | - |
| Other Non Operating Income | - |
| Depreciation | - |
| Depreciation And Amortization | $2.5M |
| Income Before Tax | $24M |
| Income Tax Expense | $5.3M |
| Interest And Debt Expense | - |
| Net Income From Continuing Operations | $19M |
| Comprehensive Income Net Of Tax | - |
| Ebit | $24M |
| Ebitda | $26M |
| Net Income | $19M |
Dividends
| Field | Value |
|---|---|
| Ex Dividend Date | 2025-07-08 |
| Declaration Date | 2025-06-17 |
| Record Date | 2025-07-08 |
| Payment Date | 2025-08-01 |
| Amount | 0.15 |
WSBF News
WSBF Profile
Waterstone Financial Inc Profile
Sector: FINANCIAL SERVICES
Industry: BANKS - REGIONAL
Waterstone Financial, Inc. is a bank holding company for WaterStone Bank SSB providing various financial services to clients in southeastern Wisconsin, USA. The company is headquartered in Wauwatosa, Wisconsin.
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