X Financial Class A (XYF) | Stock Price, Analysis, News, Fundaments & Technical Information

stock

X Financial Class A

NYSE | XYF

12.01

USD

-0.74 (-5.80%)

AT CLOSE (AS OF Apr 7, 2025)

$605M

MARKET CAP

2.945

P/E Ratio

4.33

EPS

$18

52 Week High

$3.4

52 Week Low

FINANCE

Sector

XYF Chart

Area

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XYF Technicals

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Exchange: NYSE Sector: Financials Market Cap: Small-Cap $200 Million - $2 Billion P/E: 0 - 5 Volume: 400K to 500K Price: $10 to $25 IPO Timing: In last 10 years Shares Outstanding: 1-5 MLN

XYF Earnings

Yearly Income Statement (As of Dec 31, 2023)

Field	Value (CNY)
Gross Profit	-$1.2B
Total Revenue	$1.9B
Cost Of Revenue	$3.1B
Costof Goods And Services Sold	$3.1B
Operating Income	$1.4B
Selling General And Administrative	$187M
Research And Development	-
Operating Expenses	$278M
Investment Income Net	-
Net Interest Income	$1.1B
Interest Income	$1.1B
Interest Expense	-
Non Interest Income	-
Other Non Operating Income	-
Depreciation	-
Depreciation And Amortization	$5.3M
Income Before Tax	$1.4B
Income Tax Expense	$249M
Interest And Debt Expense	-
Net Income From Continuing Operations	$1.2B
Comprehensive Income Net Of Tax	-
Ebit	$1.5B
Ebitda	$1.5B
Net Income	$1.2B

Revenue & Profitability

Earnings Performance

XYF Financials

Highlights

Balance Sheet

Cash Flow

Income Statement

Yearly

Quarterly

yearly Balance Sheet (As of Dec 31, 2023)

Field	Value (CNY)
Total Assets	$12B
Total Current Assets	$10B
Cash And Cash Equivalents At Carrying Value	$2.9B
Cash And Short Term Investments	$2.9B
Inventory	-$25M
Current Net Receivables	-
Total Non Current Assets	$1.3B
Property Plant Equipment	-
Accumulated Depreciation Amortization Ppe	-
Intangible Assets	$37M
Intangible Assets Excluding Goodwill	$37M
Goodwill	-
Investments	-
Long Term Investments	$1.1B
Short Term Investments	-$1.7B
Other Current Assets	$7.5B
Other Non Current Assets	-
Total Liabilities	$5.8B
Total Current Liabilities	$6.8B
Current Accounts Payable	-
Deferred Revenue	-
Current Debt	-
Short Term Debt	$565M
Total Non Current Liabilities	$3.8B
Capital Lease Obligations	$13M
Long Term Debt	-
Current Long Term Debt	$565M
Long Term Debt Noncurrent	-
Short Long Term Debt Total	$578M
Other Current Liabilities	-$1.5B
Other Non Current Liabilities	-
Total Shareholder Equity	$5.8B
Treasury Stock	-
Retained Earnings	$2.7B
Common Stock	$207K
Common Stock Shares Outstanding	$48M

yearly Cash Flow (As of Dec 31, 2023)

Field	Value (CNY)
Operating Cashflow	$814M
Payments For Operating Activities	-
Proceeds From Operating Activities	-
Change In Operating Liabilities	-
Change In Operating Assets	-
Depreciation Depletion And Amortization	$5.3M
Capital Expenditures	$8.5M
Change In Receivables	-
Change In Inventory	-
Profit Loss	-
Cashflow From Investment	-
Cashflow From Financing	$1.2B
Proceeds From Repayments Of Short Term Debt	-
Payments For Repurchase Of Common Stock	-
Payments For Repurchase Of Equity	-
Payments For Repurchase Of Preferred Stock	-
Dividend Payout	$58M
Dividend Payout Common Stock	$58M
Dividend Payout Preferred Stock	-
Proceeds From Issuance Of Common Stock	-
Proceeds From Issuance Of Long Term Debt And Capital Securities Net	-
Proceeds From Issuance Of Preferred Stock	-
Proceeds From Repurchase Of Equity	-$25M
Proceeds From Sale Of Treasury Stock	-
Change In Cash And Cash Equivalents	-
Change In Exchange Rate	-
Net Income	$1.2B

yearly Income Statement (As of Dec 31, 2023)

Field	Value (CNY)
Gross Profit	-$1.2B
Total Revenue	$1.9B
Cost Of Revenue	$3.1B
Costof Goods And Services Sold	$3.1B
Operating Income	$1.4B
Selling General And Administrative	$187M
Research And Development	-
Operating Expenses	$278M
Investment Income Net	-
Net Interest Income	$1.1B
Interest Income	$1.1B
Interest Expense	-
Non Interest Income	-
Other Non Operating Income	-
Depreciation	-
Depreciation And Amortization	$5.3M
Income Before Tax	$1.4B
Income Tax Expense	$249M
Interest And Debt Expense	-
Net Income From Continuing Operations	$1.2B
Comprehensive Income Net Of Tax	-
Ebit	$1.5B
Ebitda	$1.5B
Net Income	$1.2B

Dividends

Field	Value
Ex Dividend Date	2024-09-04
Declaration Date	2024-08-21
Record Date	2024-09-04
Payment Date	2024-09-27
Amount	0.17

XYF Profile

X Financial Class A Profile

Sector: FINANCE

Industry: FINANCE SERVICES

X Financial offers personal finance services in the People's Republic of China. The company is headquartered in Shenzhen, the People's Republic of China.

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