stock
AmeriServ Financial Inc
NASDAQ | ASRV
2.97
USD
+0.00
(+0.00%
)AT CLOSE (AS OF Aug 15, 2025)
$49M
MARKET CAP
13.5
P/E Ratio
0.22
EPS
$3.4
52 Week High
$2
52 Week Low
FINANCE
Sector
ASRV Chart
Recent Chart
Price Action
1D
Candles
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ASRV Technicals
ASRV Earnings
Yearly Income Statement (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Gross Profit | $53M |
| Total Revenue | $84M |
| Cost Of Revenue | $31M |
| Costof Goods And Services Sold | $31M |
| Operating Income | $4.4M |
| Selling General And Administrative | $29M |
| Research And Development | - |
| Operating Expenses | $49M |
| Investment Income Net | - |
| Net Interest Income | $36M |
| Interest Income | $67M |
| Interest Expense | $30M |
| Non Interest Income | - |
| Other Non Operating Income | - |
| Depreciation | - |
| Depreciation And Amortization | $2.1M |
| Income Before Tax | $4.4M |
| Income Tax Expense | $798K |
| Interest And Debt Expense | - |
| Net Income From Continuing Operations | $3.6M |
| Comprehensive Income Net Of Tax | - |
| Ebit | $4.4M |
| Ebitda | $6.5M |
| Net Income | $3.6M |
Revenue & Profitability
Earnings Performance
ASRV Financials
yearly Balance Sheet (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Total Assets | $1.4B |
| Total Current Assets | $179M |
| Cash And Cash Equivalents At Carrying Value | $18M |
| Cash And Short Term Investments | $18M |
| Inventory | - |
| Current Net Receivables | $5.5M |
| Total Non Current Assets | $1.2B |
| Property Plant Equipment | - |
| Accumulated Depreciation Amortization Ppe | - |
| Intangible Assets | $77K |
| Intangible Assets Excluding Goodwill | $77K |
| Goodwill | $14M |
| Investments | - |
| Long Term Investments | $219M |
| Short Term Investments | $156M |
| Other Current Assets | - |
| Other Non Current Assets | - |
| Total Liabilities | $1.3B |
| Total Current Liabilities | $1.2B |
| Current Accounts Payable | - |
| Deferred Revenue | - |
| Current Debt | - |
| Short Term Debt | $15M |
| Total Non Current Liabilities | $99M |
| Capital Lease Obligations | $4.3M |
| Long Term Debt | $83M |
| Current Long Term Debt | $15M |
| Long Term Debt Noncurrent | - |
| Short Long Term Debt Total | $102M |
| Other Current Liabilities | $1.2B |
| Other Non Current Liabilities | - |
| Total Shareholder Equity | $107M |
| Treasury Stock | - |
| Retained Earnings | $60M |
| Common Stock | $268K |
| Common Stock Shares Outstanding | $17M |
yearly Cash Flow (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Operating Cashflow | $2.7M |
| Payments For Operating Activities | - |
| Proceeds From Operating Activities | - |
| Change In Operating Liabilities | - |
| Change In Operating Assets | - |
| Depreciation Depletion And Amortization | $2.1M |
| Capital Expenditures | $1.7M |
| Change In Receivables | - |
| Change In Inventory | - |
| Profit Loss | - |
| Cashflow From Investment | -$23M |
| Cashflow From Financing | $24M |
| Proceeds From Repayments Of Short Term Debt | - |
| Payments For Repurchase Of Common Stock | - |
| Payments For Repurchase Of Equity | - |
| Payments For Repurchase Of Preferred Stock | - |
| Dividend Payout | $2M |
| Dividend Payout Common Stock | $2M |
| Dividend Payout Preferred Stock | - |
| Proceeds From Issuance Of Common Stock | - |
| Proceeds From Issuance Of Long Term Debt And Capital Securities Net | - |
| Proceeds From Issuance Of Preferred Stock | - |
| Proceeds From Repurchase Of Equity | -$1.5M |
| Proceeds From Sale Of Treasury Stock | - |
| Change In Cash And Cash Equivalents | - |
| Change In Exchange Rate | - |
| Net Income | $3.6M |
yearly Income Statement (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Gross Profit | $53M |
| Total Revenue | $84M |
| Cost Of Revenue | $31M |
| Costof Goods And Services Sold | $31M |
| Operating Income | $4.4M |
| Selling General And Administrative | $29M |
| Research And Development | - |
| Operating Expenses | $49M |
| Investment Income Net | - |
| Net Interest Income | $36M |
| Interest Income | $67M |
| Interest Expense | $30M |
| Non Interest Income | - |
| Other Non Operating Income | - |
| Depreciation | - |
| Depreciation And Amortization | $2.1M |
| Income Before Tax | $4.4M |
| Income Tax Expense | $798K |
| Interest And Debt Expense | - |
| Net Income From Continuing Operations | $3.6M |
| Comprehensive Income Net Of Tax | - |
| Ebit | $4.4M |
| Ebitda | $6.5M |
| Net Income | $3.6M |
Dividends
| Field | Value |
|---|---|
| Ex Dividend Date | 2025-08-04 |
| Declaration Date | 2025-07-17 |
| Record Date | 2025-08-04 |
| Payment Date | 2025-08-18 |
| Amount | 0.03 |
ASRV News
ASRV Profile
AmeriServ Financial Inc Profile
Sector: FINANCE
Industry: NATIONAL COMMERCIAL BANKS
AmeriServ Financial, Inc. is the banking holding company for AmeriServ Financial Bank offering a variety of consumer, mortgage and commercial financial products. The company is headquartered in Johnstown, Pennsylvania.
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