stock
VersaBank
NASDAQ | VBNK
12.43
USD
+$0.00
(+0.00%
)At Close (As of Dec 3, 2025)
$395.48M
Market Cap
18.04
P/E Ratio
0.67
EPS
$18.05
52 Week High
$8.48
52 Week Low
FINANCIAL SERVICES
Sector
VBNK Chart
Recent Chart
Price Action
VBNK Technicals
VBNK Earnings
Yearly Income Statement (As of Oct 31, 2024)
| Field | Value (CAD) |
|---|---|
| Gross Profit | $112M |
| Total Revenue | $112M |
| Cost Of Revenue | $182M |
| Costof Goods And Services Sold | $182M |
| Operating Income | $55M |
| Selling General And Administrative | $52M |
| Research And Development | - |
| Operating Expenses | $57M |
| Investment Income Net | - |
| Net Interest Income | $103M |
| Interest Income | $285M |
| Interest Expense | $183M |
| Non Interest Income | - |
| Other Non Operating Income | - |
| Depreciation | - |
| Depreciation And Amortization | $2.6M |
| Income Before Tax | $55M |
| Income Tax Expense | $15M |
| Interest And Debt Expense | - |
| Net Income From Continuing Operations | $40M |
| Comprehensive Income Net Of Tax | - |
| Ebit | $55M |
| Ebitda | $57M |
| Net Income | $40M |
Revenue & Profitability
Earnings Performance
VBNK Financials
yearly Balance Sheet (As of Oct 31, 2024)
| Field | Value (CAD) |
|---|---|
| Total Assets | $4.8B |
| Total Current Assets | $259M |
| Cash And Cash Equivalents At Carrying Value | $225M |
| Cash And Short Term Investments | $225M |
| Inventory | - |
| Current Net Receivables | $32M |
| Total Non Current Assets | $4.6B |
| Property Plant Equipment | - |
| Accumulated Depreciation Amortization Ppe | - |
| Intangible Assets | $12M |
| Intangible Assets Excluding Goodwill | $12M |
| Goodwill | $12M |
| Investments | - |
| Long Term Investments | $300M |
| Short Term Investments | $953K |
| Other Current Assets | -$32M |
| Other Non Current Assets | - |
| Total Liabilities | $4.4B |
| Total Current Liabilities | $4.1B |
| Current Accounts Payable | - |
| Deferred Revenue | - |
| Current Debt | - |
| Short Term Debt | - |
| Total Non Current Liabilities | $295M |
| Capital Lease Obligations | $6.1M |
| Long Term Debt | $103M |
| Current Long Term Debt | - |
| Long Term Debt Noncurrent | - |
| Short Long Term Debt Total | $109M |
| Other Current Liabilities | $4.1B |
| Other Non Current Liabilities | - |
| Total Shareholder Equity | $399M |
| Treasury Stock | - |
| Retained Earnings | $181M |
| Common Stock | $216M |
| Common Stock Shares Outstanding | $26M |
yearly Cash Flow (As of Oct 31, 2024)
| Field | Value (CAD) |
|---|---|
| Operating Cashflow | $273M |
| Payments For Operating Activities | - |
| Proceeds From Operating Activities | - |
| Change In Operating Liabilities | - |
| Change In Operating Assets | - |
| Depreciation Depletion And Amortization | $2.6M |
| Capital Expenditures | $19M |
| Change In Receivables | - |
| Change In Inventory | - |
| Profit Loss | - |
| Cashflow From Investment | -$158M |
| Cashflow From Financing | -$23M |
| Proceeds From Repayments Of Short Term Debt | - |
| Payments For Repurchase Of Common Stock | - |
| Payments For Repurchase Of Equity | - |
| Payments For Repurchase Of Preferred Stock | - |
| Dividend Payout | $3.6M |
| Dividend Payout Common Stock | $3.6M |
| Dividend Payout Preferred Stock | - |
| Proceeds From Issuance Of Common Stock | - |
| Proceeds From Issuance Of Long Term Debt And Capital Securities Net | - |
| Proceeds From Issuance Of Preferred Stock | - |
| Proceeds From Repurchase Of Equity | -$15M |
| Proceeds From Sale Of Treasury Stock | - |
| Change In Cash And Cash Equivalents | - |
| Change In Exchange Rate | - |
| Net Income | $40M |
yearly Income Statement (As of Oct 31, 2024)
| Field | Value (CAD) |
|---|---|
| Gross Profit | $112M |
| Total Revenue | $112M |
| Cost Of Revenue | $182M |
| Costof Goods And Services Sold | $182M |
| Operating Income | $55M |
| Selling General And Administrative | $52M |
| Research And Development | - |
| Operating Expenses | $57M |
| Investment Income Net | - |
| Net Interest Income | $103M |
| Interest Income | $285M |
| Interest Expense | $183M |
| Non Interest Income | - |
| Other Non Operating Income | - |
| Depreciation | - |
| Depreciation And Amortization | $2.6M |
| Income Before Tax | $55M |
| Income Tax Expense | $15M |
| Interest And Debt Expense | - |
| Net Income From Continuing Operations | $40M |
| Comprehensive Income Net Of Tax | - |
| Ebit | $55M |
| Ebitda | $57M |
| Net Income | $40M |
Dividends
| Field | Value |
|---|---|
| Ex Dividend Date | 2025-10-10 |
| Declaration Date | None |
| Record Date | None |
| Payment Date | None |
| Amount | 0.018 |
VBNK News
VBNK Profile
VersaBank Profile
Sector: FINANCIAL SERVICES
Industry: BANKS - REGIONAL
None
LPTX +368.57%
$2.05
PAVS -40.10%
$0.03
VRAX +58.18%
$0.62
IXHL +17.01%
$0.46
IRBT +68.20%
$3.28
PLRZ +131.96%
$7.33
VHAI 0.00%
$0.00
KITT +106.19%
$1.49
NVDA -0.72%
$180.14
ONDS +5.27%
$8.49
TWOH
0.00%
$0.00
PLUG +3.31%
$2.18
NIO -5.06%
$4.77
IPG -1.95%
$24.57
TSLA +4.04%
$446.61
ASST -1.93%
$1.01
RR +16.15%
$4.13
AXDX -61.36%
$0.03
INTC +0.57%
$43.72
BYND -6.20%
$1.21
BITF -0.01%
$3.09
VALE +3.60%
$13.35
AAL +2.28%
$14.56
QCLS
+38.46%
$4.68
IREN +6.23%
$43.68
CAPR +341.43%
$28.07
ADAP -15.14%
$0.05
BMNR
+5.28%
$33.59
BBD -2.31%
$3.58
INHD -8.22%
$0.13
SOND -23.45%
$0.12
NFLX -4.89%
$103.99
MRVL +7.24%
$99.61
CAN +2.04%
$0.96
RMBL +60.50%
$3.21
SOFI -0.24%
$29.43
DNN +4.05%
$2.69
PFE +2.22%
$25.71
LNW -3.71%
$86.22
ADD -25.47%
$0.05
BMNU
+10.90%
$8.14
MARA +4.52%
$12.44
SRM +53.27%
$10.30
F +0.84%
$13.07
QBTS +10.75%
$24.92
ACHR +5.62%
$8.08
KVUE +0.11%
$16.88
BTBT +3.34%
$2.31
WLGS -5.57%
$0.04
MTSR -0.35%
$70.50
RIG -0.91%
$4.31
PLTD -2.65%
$6.77
AEO +14.50%
$23.85
AAPL -0.61%
$284.42
CLSK +4.99%
$14.39
CIFR +3.59%
$18.27
WULF +0.40%
$14.27
AMZN -0.76%
$232.63
RIVN +2.64%
$17.68
RGTI +7.89%
$25.76
GOOGL +1.63%
$320.97
PLTR +2.56%
$175.07
AFMD -34.94%
$0.18
MSFT -1.57%
$482.27
BAC +1.79%
$54.14
AG +2.51%
$15.91
IMRN -9.19%
$1.58
CHR -5.80%
$0.04
HBAN +2.65%
$17.00
ASBP -8.00%
$0.09
AMD +0.75%
$216.87
PMAX +26.43%
$2.87
PCG -0.78%
$15.20
HOOD +6.48%
$134.12
CMND -12.73%
$0.11
HTOO +15.71%
$4.05
BTG +1.01%
$4.47
BMY +5.72%
$51.01
CGC +4.95%
$1.16
MSTR +3.77%
$188.17
PYPL -2.55%
$61.29
SNAP +0.20%
$7.63
GRYP -10.38%
$1.38
SMR +6.53%
$20.14
MODV -25.22%
$0.43
GRAB -0.85%
$5.21
YGMZ -13.68%
$0.07
CRCL
+11.27%
$86.16
GTLB -13.46%
$37.53
M +0.61%
$22.85
AUR +13.15%
$4.51
VIVK -15.17%
$0.09
PSTG -26.92%
$69.21
NOK +1.20%
$6.26
DVLT -3.19%
$1.82
ABEV +1.35%
$2.61
ITUB +0.19%
$7.90
GPUS
-1.01%
$0.28
TSLG +8.25%
$9.97
CRDO +10.11%
$188.44
LPTX +368.57%
$2.05
PAVS -40.10%
$0.03
VRAX +58.18%
$0.62
IXHL +17.01%
$0.46
IRBT +68.20%
$3.28
PLRZ +131.96%
$7.33
VHAI 0.00%
$0.00
KITT +106.19%
$1.49
NVDA -0.72%
$180.14
ONDS +5.27%
$8.49
TWOH
0.00%
$0.00
PLUG +3.31%
$2.18
NIO -5.06%
$4.77
IPG -1.95%
$24.57
TSLA +4.04%
$446.61
ASST -1.93%
$1.01
RR +16.15%
$4.13
AXDX -61.36%
$0.03
INTC +0.57%
$43.72
BYND -6.20%
$1.21
BITF -0.01%
$3.09
VALE +3.60%
$13.35
AAL +2.28%
$14.56
QCLS
+38.46%
$4.68
IREN +6.23%
$43.68
CAPR +341.43%
$28.07
ADAP -15.14%
$0.05
BMNR
+5.28%
$33.59
BBD -2.31%
$3.58
INHD -8.22%
$0.13
SOND -23.45%
$0.12
NFLX -4.89%
$103.99
MRVL +7.24%
$99.61
CAN +2.04%
$0.96
RMBL +60.50%
$3.21
SOFI -0.24%
$29.43
DNN +4.05%
$2.69
PFE +2.22%
$25.71
LNW -3.71%
$86.22
ADD -25.47%
$0.05
BMNU
+10.90%
$8.14
MARA +4.52%
$12.44
SRM +53.27%
$10.30
F +0.84%
$13.07
QBTS +10.75%
$24.92
ACHR +5.62%
$8.08
KVUE +0.11%
$16.88
BTBT +3.34%
$2.31
WLGS -5.57%
$0.04
MTSR -0.35%
$70.50
RIG -0.91%
$4.31
PLTD -2.65%
$6.77
AEO +14.50%
$23.85
AAPL -0.61%
$284.42
CLSK +4.99%
$14.39
CIFR +3.59%
$18.27
WULF +0.40%
$14.27
AMZN -0.76%
$232.63
RIVN +2.64%
$17.68
RGTI +7.89%
$25.76
GOOGL +1.63%
$320.97
PLTR +2.56%
$175.07
AFMD -34.94%
$0.18
MSFT -1.57%
$482.27
BAC +1.79%
$54.14
AG +2.51%
$15.91
IMRN -9.19%
$1.58
CHR -5.80%
$0.04
HBAN +2.65%
$17.00
ASBP -8.00%
$0.09
AMD +0.75%
$216.87
PMAX +26.43%
$2.87
PCG -0.78%
$15.20
HOOD +6.48%
$134.12
CMND -12.73%
$0.11
HTOO +15.71%
$4.05
BTG +1.01%
$4.47
BMY +5.72%
$51.01
CGC +4.95%
$1.16
MSTR +3.77%
$188.17
PYPL -2.55%
$61.29
SNAP +0.20%
$7.63
GRYP -10.38%
$1.38
SMR +6.53%
$20.14
MODV -25.22%
$0.43
GRAB -0.85%
$5.21
YGMZ -13.68%
$0.07
CRCL
+11.27%
$86.16
GTLB -13.46%
$37.53
M +0.61%
$22.85
AUR +13.15%
$4.51
VIVK -15.17%
$0.09
PSTG -26.92%
$69.21
NOK +1.20%
$6.26
DVLT -3.19%
$1.82
ABEV +1.35%
$2.61
ITUB +0.19%
$7.90
GPUS
-1.01%
$0.28
TSLG +8.25%
$9.97
CRDO +10.11%
$188.44