stock
VersaBank
NASDAQ | VBNK
11.97
USD
$0.00
(0.00%
)At Close (As of Oct 17, 2025)
$392.04M
Market Cap
18.06
P/E Ratio
0.67
EPS
$18.27
52 Week High
$8.48
52 Week Low
FINANCIAL SERVICES
Sector
VBNK Chart
Recent Chart
Price Action
VBNK Technicals
VBNK Earnings
Yearly Income Statement (As of Oct 31, 2024)
| Field | Value (CAD) |
|---|---|
| Gross Profit | $112M |
| Total Revenue | $112M |
| Cost Of Revenue | $182M |
| Costof Goods And Services Sold | $182M |
| Operating Income | $55M |
| Selling General And Administrative | $52M |
| Research And Development | - |
| Operating Expenses | $57M |
| Investment Income Net | - |
| Net Interest Income | $103M |
| Interest Income | $285M |
| Interest Expense | $183M |
| Non Interest Income | - |
| Other Non Operating Income | - |
| Depreciation | - |
| Depreciation And Amortization | $2.6M |
| Income Before Tax | $55M |
| Income Tax Expense | $15M |
| Interest And Debt Expense | - |
| Net Income From Continuing Operations | $40M |
| Comprehensive Income Net Of Tax | - |
| Ebit | $55M |
| Ebitda | $57M |
| Net Income | $40M |
Revenue & Profitability
Earnings Performance
VBNK Financials
yearly Balance Sheet (As of Oct 31, 2024)
| Field | Value (CAD) |
|---|---|
| Total Assets | $4.8B |
| Total Current Assets | $259M |
| Cash And Cash Equivalents At Carrying Value | $225M |
| Cash And Short Term Investments | $225M |
| Inventory | - |
| Current Net Receivables | $32M |
| Total Non Current Assets | $4.6B |
| Property Plant Equipment | - |
| Accumulated Depreciation Amortization Ppe | - |
| Intangible Assets | $12M |
| Intangible Assets Excluding Goodwill | $12M |
| Goodwill | $12M |
| Investments | - |
| Long Term Investments | $300M |
| Short Term Investments | $953K |
| Other Current Assets | -$32M |
| Other Non Current Assets | - |
| Total Liabilities | $4.4B |
| Total Current Liabilities | - |
| Current Accounts Payable | - |
| Deferred Revenue | - |
| Current Debt | - |
| Short Term Debt | - |
| Total Non Current Liabilities | $295M |
| Capital Lease Obligations | $6.1M |
| Long Term Debt | $103M |
| Current Long Term Debt | - |
| Long Term Debt Noncurrent | - |
| Short Long Term Debt Total | $109M |
| Other Current Liabilities | -$893K |
| Other Non Current Liabilities | - |
| Total Shareholder Equity | $399M |
| Treasury Stock | - |
| Retained Earnings | $181M |
| Common Stock | $216M |
| Common Stock Shares Outstanding | $26M |
yearly Cash Flow (As of Oct 31, 2024)
| Field | Value (CAD) |
|---|---|
| Operating Cashflow | $273M |
| Payments For Operating Activities | - |
| Proceeds From Operating Activities | - |
| Change In Operating Liabilities | - |
| Change In Operating Assets | - |
| Depreciation Depletion And Amortization | $2.6M |
| Capital Expenditures | $19M |
| Change In Receivables | - |
| Change In Inventory | - |
| Profit Loss | - |
| Cashflow From Investment | -$158M |
| Cashflow From Financing | -$23M |
| Proceeds From Repayments Of Short Term Debt | - |
| Payments For Repurchase Of Common Stock | - |
| Payments For Repurchase Of Equity | - |
| Payments For Repurchase Of Preferred Stock | - |
| Dividend Payout | $3.6M |
| Dividend Payout Common Stock | $3.6M |
| Dividend Payout Preferred Stock | - |
| Proceeds From Issuance Of Common Stock | - |
| Proceeds From Issuance Of Long Term Debt And Capital Securities Net | - |
| Proceeds From Issuance Of Preferred Stock | - |
| Proceeds From Repurchase Of Equity | -$15M |
| Proceeds From Sale Of Treasury Stock | - |
| Change In Cash And Cash Equivalents | - |
| Change In Exchange Rate | - |
| Net Income | $40M |
yearly Income Statement (As of Oct 31, 2024)
| Field | Value (CAD) |
|---|---|
| Gross Profit | $112M |
| Total Revenue | $112M |
| Cost Of Revenue | $182M |
| Costof Goods And Services Sold | $182M |
| Operating Income | $55M |
| Selling General And Administrative | $52M |
| Research And Development | - |
| Operating Expenses | $57M |
| Investment Income Net | - |
| Net Interest Income | $103M |
| Interest Income | $285M |
| Interest Expense | $183M |
| Non Interest Income | - |
| Other Non Operating Income | - |
| Depreciation | - |
| Depreciation And Amortization | $2.6M |
| Income Before Tax | $55M |
| Income Tax Expense | $15M |
| Interest And Debt Expense | - |
| Net Income From Continuing Operations | $40M |
| Comprehensive Income Net Of Tax | - |
| Ebit | $55M |
| Ebitda | $57M |
| Net Income | $40M |
Dividends
| Field | Value |
|---|---|
| Ex Dividend Date | 2025-10-10 |
| Declaration Date | None |
| Record Date | None |
| Payment Date | None |
| Amount | 0.018 |
VBNK Profile
VersaBank Profile
Sector: FINANCIAL SERVICES
Industry: BANKS - REGIONAL
None
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