stock
Farmers & Merchants Bancorp Inc
NASDAQ | FMAO
25.35
USD
+$0.00
(+0.00%
)At Close (As of Dec 3, 2025)
$335.36M
Market Cap
10.47
P/E Ratio
2.33
EPS
$32.56
52 Week High
$20.52
52 Week Low
FINANCIAL SERVICES
Sector
FMAO Chart
Recent Chart
Price Action
FMAO Technicals
FMAO Earnings
Yearly Income Statement (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Gross Profit | $99M |
| Total Revenue | $177M |
| Cost Of Revenue | $78M |
| Costof Goods And Services Sold | $78M |
| Operating Income | $33M |
| Selling General And Administrative | $46M |
| Research And Development | - |
| Operating Expenses | $66M |
| Investment Income Net | - |
| Net Interest Income | $85M |
| Interest Income | $162M |
| Interest Expense | $78M |
| Non Interest Income | - |
| Other Non Operating Income | - |
| Depreciation | - |
| Depreciation And Amortization | $6.4M |
| Income Before Tax | $33M |
| Income Tax Expense | $6.6M |
| Interest And Debt Expense | - |
| Net Income From Continuing Operations | $26M |
| Comprehensive Income Net Of Tax | - |
| Ebit | $33M |
| Ebitda | $39M |
| Net Income | $26M |
Revenue & Profitability
Earnings Performance
FMAO Financials
yearly Balance Sheet (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Total Assets | $3.4B |
| Total Current Assets | $605M |
| Cash And Cash Equivalents At Carrying Value | $177M |
| Cash And Short Term Investments | $177M |
| Inventory | - |
| Current Net Receivables | - |
| Total Non Current Assets | $2.8B |
| Property Plant Equipment | - |
| Accumulated Depreciation Amortization Ppe | - |
| Intangible Assets | $5.7M |
| Intangible Assets Excluding Goodwill | $5.7M |
| Goodwill | $86M |
| Investments | - |
| Long Term Investments | $441M |
| Short Term Investments | $427M |
| Other Current Assets | $4M |
| Other Non Current Assets | - |
| Total Liabilities | $3B |
| Total Current Liabilities | $2.7B |
| Current Accounts Payable | - |
| Deferred Revenue | - |
| Current Debt | - |
| Short Term Debt | $27M |
| Total Non Current Liabilities | $316M |
| Capital Lease Obligations | - |
| Long Term Debt | $281M |
| Current Long Term Debt | - |
| Long Term Debt Noncurrent | - |
| Short Long Term Debt Total | $308M |
| Other Current Liabilities | $2.7B |
| Other Non Current Liabilities | - |
| Total Shareholder Equity | $335M |
| Treasury Stock | - |
| Retained Earnings | $236M |
| Common Stock | $136M |
| Common Stock Shares Outstanding | $13M |
yearly Cash Flow (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Operating Cashflow | $32M |
| Payments For Operating Activities | - |
| Proceeds From Operating Activities | - |
| Change In Operating Liabilities | - |
| Change In Operating Assets | - |
| Depreciation Depletion And Amortization | $6.4M |
| Capital Expenditures | $1.9M |
| Change In Receivables | - |
| Change In Inventory | - |
| Profit Loss | - |
| Cashflow From Investment | -$44M |
| Cashflow From Financing | $46M |
| Proceeds From Repayments Of Short Term Debt | - |
| Payments For Repurchase Of Common Stock | - |
| Payments For Repurchase Of Equity | - |
| Payments For Repurchase Of Preferred Stock | - |
| Dividend Payout | $12M |
| Dividend Payout Common Stock | $12M |
| Dividend Payout Preferred Stock | - |
| Proceeds From Issuance Of Common Stock | - |
| Proceeds From Issuance Of Long Term Debt And Capital Securities Net | - |
| Proceeds From Issuance Of Preferred Stock | - |
| Proceeds From Repurchase Of Equity | -$664K |
| Proceeds From Sale Of Treasury Stock | - |
| Change In Cash And Cash Equivalents | - |
| Change In Exchange Rate | - |
| Net Income | $26M |
yearly Income Statement (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Gross Profit | $99M |
| Total Revenue | $177M |
| Cost Of Revenue | $78M |
| Costof Goods And Services Sold | $78M |
| Operating Income | $33M |
| Selling General And Administrative | $46M |
| Research And Development | - |
| Operating Expenses | $66M |
| Investment Income Net | - |
| Net Interest Income | $85M |
| Interest Income | $162M |
| Interest Expense | $78M |
| Non Interest Income | - |
| Other Non Operating Income | - |
| Depreciation | - |
| Depreciation And Amortization | $6.4M |
| Income Before Tax | $33M |
| Income Tax Expense | $6.6M |
| Interest And Debt Expense | - |
| Net Income From Continuing Operations | $26M |
| Comprehensive Income Net Of Tax | - |
| Ebit | $33M |
| Ebitda | $39M |
| Net Income | $26M |
Dividends
| Field | Value |
|---|---|
| Ex Dividend Date | 2025-10-10 |
| Declaration Date | 2025-09-30 |
| Record Date | 2025-10-10 |
| Payment Date | 2025-10-20 |
| Amount | 0.2275 |
FMAO News
FMAO Profile
Farmers & Merchants Bancorp Inc Profile
Sector: FINANCIAL SERVICES
Industry: BANKS - REGIONAL
Farmers & Merchants Bancorp, Inc. (FMAO) is a regional banking holding company headquartered in Archbold, Ohio, with a focus on providing a diverse range of financial services primarily to individuals and small businesses in Northwest Ohio and Northeast Indiana through its subsidiary, The Farmers & Merchants State Bank. The company is dedicated to community-oriented banking, offering products such as commercial loans, deposit accounts, and wealth management services, all designed to foster strong customer relationships. By positioning itself as a trusted financial partner, Farmers & Merchants Bancorp aims to contribute to local economic growth and stability, thereby enhancing its appeal to institutional investors seeking opportunities in community banking.
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