stock
SmartFinancial, Inc.
NASDAQ | SMBK
34.70
USD
+$0.00
(+0.00%
)At Close (As of Oct 14, 2025)
$575.63M
Market Cap
13.69
P/E Ratio
2.47
EPS
$37.92
52 Week High
$26.18
52 Week Low
FINANCIAL SERVICES
Sector
SMBK Chart
Recent Chart
Price Action
SMBK Technicals
SMBK Earnings
Yearly Income Statement (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Gross Profit | $166M |
| Total Revenue | $285M |
| Cost Of Revenue | $119M |
| Costof Goods And Services Sold | $119M |
| Operating Income | $45M |
| Selling General And Administrative | $75M |
| Research And Development | - |
| Operating Expenses | $121M |
| Investment Income Net | - |
| Net Interest Income | $137M |
| Interest Income | $251M |
| Interest Expense | $114M |
| Non Interest Income | - |
| Other Non Operating Income | - |
| Depreciation | - |
| Depreciation And Amortization | $11M |
| Income Before Tax | $45M |
| Income Tax Expense | $9.3M |
| Interest And Debt Expense | - |
| Net Income From Continuing Operations | $36M |
| Comprehensive Income Net Of Tax | - |
| Ebit | $45M |
| Ebitda | $57M |
| Net Income | $36M |
Revenue & Profitability
Earnings Performance
SMBK Financials
yearly Balance Sheet (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Total Assets | $5.3B |
| Total Current Assets | $749M |
| Cash And Cash Equivalents At Carrying Value | $374M |
| Cash And Short Term Investments | $374M |
| Inventory | - |
| Current Net Receivables | $64M |
| Total Non Current Assets | $4.5B |
| Property Plant Equipment | - |
| Accumulated Depreciation Amortization Ppe | - |
| Intangible Assets | $8.6M |
| Intangible Assets Excluding Goodwill | $8.6M |
| Goodwill | $96M |
| Investments | - |
| Long Term Investments | $609M |
| Short Term Investments | $311M |
| Other Current Assets | - |
| Other Non Current Assets | - |
| Total Liabilities | $4.8B |
| Total Current Liabilities | $4.7B |
| Current Accounts Payable | - |
| Deferred Revenue | - |
| Current Debt | - |
| Short Term Debt | $8.1M |
| Total Non Current Liabilities | $90M |
| Capital Lease Obligations | - |
| Long Term Debt | $40M |
| Current Long Term Debt | $4M |
| Long Term Debt Noncurrent | - |
| Short Long Term Debt Total | $48M |
| Other Current Liabilities | $4.7B |
| Other Non Current Liabilities | - |
| Total Shareholder Equity | $491M |
| Treasury Stock | - |
| Retained Earnings | $204M |
| Common Stock | $17M |
| Common Stock Shares Outstanding | $17M |
yearly Cash Flow (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Operating Cashflow | $53M |
| Payments For Operating Activities | - |
| Proceeds From Operating Activities | - |
| Change In Operating Liabilities | - |
| Change In Operating Assets | - |
| Depreciation Depletion And Amortization | $11M |
| Capital Expenditures | $6.4M |
| Change In Receivables | - |
| Change In Inventory | - |
| Profit Loss | - |
| Cashflow From Investment | -$420M |
| Cashflow From Financing | $403M |
| Proceeds From Repayments Of Short Term Debt | - |
| Payments For Repurchase Of Common Stock | - |
| Payments For Repurchase Of Equity | - |
| Payments For Repurchase Of Preferred Stock | - |
| Dividend Payout | $5.4M |
| Dividend Payout Common Stock | $5.4M |
| Dividend Payout Preferred Stock | - |
| Proceeds From Issuance Of Common Stock | - |
| Proceeds From Issuance Of Long Term Debt And Capital Securities Net | - |
| Proceeds From Issuance Of Preferred Stock | - |
| Proceeds From Repurchase Of Equity | -$3M |
| Proceeds From Sale Of Treasury Stock | - |
| Change In Cash And Cash Equivalents | - |
| Change In Exchange Rate | - |
| Net Income | $36M |
yearly Income Statement (As of Dec 31, 2024)
| Field | Value (USD) |
|---|---|
| Gross Profit | $166M |
| Total Revenue | $285M |
| Cost Of Revenue | $119M |
| Costof Goods And Services Sold | $119M |
| Operating Income | $45M |
| Selling General And Administrative | $75M |
| Research And Development | - |
| Operating Expenses | $121M |
| Investment Income Net | - |
| Net Interest Income | $137M |
| Interest Income | $251M |
| Interest Expense | $114M |
| Non Interest Income | - |
| Other Non Operating Income | - |
| Depreciation | - |
| Depreciation And Amortization | $11M |
| Income Before Tax | $45M |
| Income Tax Expense | $9.3M |
| Interest And Debt Expense | - |
| Net Income From Continuing Operations | $36M |
| Comprehensive Income Net Of Tax | - |
| Ebit | $45M |
| Ebitda | $57M |
| Net Income | $36M |
Dividends
| Field | Value |
|---|---|
| Ex Dividend Date | 2025-08-08 |
| Declaration Date | 2025-07-24 |
| Record Date | 2025-08-08 |
| Payment Date | 2025-08-25 |
| Amount | 0.08 |
SMBK News
SMBK Profile
SmartFinancial, Inc. Profile
Sector: FINANCIAL SERVICES
Industry: BANKS - REGIONAL
SmartFinancial, Inc. is the parent company of SmartBank, a community-focused financial institution headquartered in Knoxville, Tennessee. It offers a wide range of banking services, including retail and commercial banking, treasury management, and wealth management, catering to both individual and business clients. Committed to enhancing the financial well-being of its customers, SmartFinancial emphasizes local community engagement and personalized service, contributing to its growth and reputation in the Southeastern U.S. market. With a focus on innovation and strategic expansion, the company is well-positioned to capitalize on emerging opportunities within the evolving banking landscape.
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