XYF

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stock

X Financial Class A

NYSE | XYF

13.80

USD

$0.00

(

0.00%

)

At Close (As of Sep 8, 2025)

$590.36M

Market Cap

2.684

P/E Ratio

5.38

EPS

$20.36

52 Week High

$4.46

52 Week Low

FINANCIAL SERVICES

Sector

XYF Chart

Recent Chart
Price Action

XYF Technicals

Tags:

XYF Earnings

Yearly Income Statement (As of Dec 31, 2024)

Field Value (CNY)
Gross Profit $3.9B
Total Revenue $5.9B
Cost Of Revenue $2B
Costof Goods And Services Sold $2B
Operating Income $1.9B
Selling General And Administrative $176M
Research And Development -
Operating Expenses $2B
Investment Income Net -
Net Interest Income -$211M
Interest Income $1.4B
Interest Expense $1.6B
Non Interest Income -
Other Non Operating Income -
Depreciation -
Depreciation And Amortization $7.2M
Income Before Tax $1.9B
Income Tax Expense $406M
Interest And Debt Expense -
Net Income From Continuing Operations $1.5B
Comprehensive Income Net Of Tax -
Ebit $3.7B
Ebitda $3.7B
Net Income $1.5B

Revenue & Profitability

Earnings Performance

XYF Financials

yearly Balance Sheet (As of Dec 31, 2024)

Field Value (CNY)
Total Assets $12B
Total Current Assets $5B
Cash And Cash Equivalents At Carrying Value $2.9B
Cash And Short Term Investments $2.9B
Inventory -
Current Net Receivables $2B
Total Non Current Assets $1.3B
Property Plant Equipment -
Accumulated Depreciation Amortization Ppe -
Intangible Assets $37M
Intangible Assets Excluding Goodwill $37M
Goodwill -
Investments -
Long Term Investments $1B
Short Term Investments -
Other Current Assets $11M
Other Non Current Assets -
Total Liabilities $4.9B
Total Current Liabilities $743M
Current Accounts Payable $258M
Deferred Revenue -
Current Debt -
Short Term Debt $329M
Total Non Current Liabilities $4.1B
Capital Lease Obligations $13M
Long Term Debt -
Current Long Term Debt $329M
Long Term Debt Noncurrent -
Short Long Term Debt Total $341M
Other Current Liabilities -$715M
Other Non Current Liabilities -
Total Shareholder Equity $7B
Treasury Stock -
Retained Earnings $4.2B
Common Stock $207K
Common Stock Shares Outstanding $49M

yearly Cash Flow (As of Dec 31, 2024)

Field Value (CNY)
Operating Cashflow $1.5B
Payments For Operating Activities -
Proceeds From Operating Activities -
Change In Operating Liabilities -
Change In Operating Assets -
Depreciation Depletion And Amortization $7.2M
Capital Expenditures $14M
Change In Receivables -
Change In Inventory -
Profit Loss -
Cashflow From Investment $122M
Cashflow From Financing -$1.9B
Proceeds From Repayments Of Short Term Debt -
Payments For Repurchase Of Common Stock -
Payments For Repurchase Of Equity -
Payments For Repurchase Of Preferred Stock -
Dividend Payout $117M
Dividend Payout Common Stock $117M
Dividend Payout Preferred Stock -
Proceeds From Issuance Of Common Stock -
Proceeds From Issuance Of Long Term Debt And Capital Securities Net -
Proceeds From Issuance Of Preferred Stock -
Proceeds From Repurchase Of Equity -$182M
Proceeds From Sale Of Treasury Stock -
Change In Cash And Cash Equivalents -
Change In Exchange Rate -
Net Income $1.5B

yearly Income Statement (As of Dec 31, 2024)

Field Value (CNY)
Gross Profit $3.9B
Total Revenue $5.9B
Cost Of Revenue $2B
Costof Goods And Services Sold $2B
Operating Income $1.9B
Selling General And Administrative $176M
Research And Development -
Operating Expenses $2B
Investment Income Net -
Net Interest Income -$211M
Interest Income $1.4B
Interest Expense $1.6B
Non Interest Income -
Other Non Operating Income -
Depreciation -
Depreciation And Amortization $7.2M
Income Before Tax $1.9B
Income Tax Expense $406M
Interest And Debt Expense -
Net Income From Continuing Operations $1.5B
Comprehensive Income Net Of Tax -
Ebit $3.7B
Ebitda $3.7B
Net Income $1.5B

Dividends

Field Value
Ex Dividend Date 2025-09-26
Declaration Date 2025-08-18
Record Date 2025-09-26
Payment Date 2025-10-15
Amount 0.28

XYF News

XYF Profile

X Financial Class A Profile

Sector: FINANCIAL SERVICES

Industry: CREDIT SERVICES

X Financial offers personal finance services in the People's Republic of China. The company is headquartered in Shenzhen, the People's Republic of China.

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MARA
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$15.20
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$2.39
KVUE
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$1.12
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$25.96
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$13.99
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$0.09
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$12.36
KEY
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$19.14
ACRV
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$1.79
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$0.52
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HL
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$10.11
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$0.24
PFE
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$24.57
BAC
-0.58%
$49.48
PLTR
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$156.10
LDI
+31.48%
$3.80
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VHAI
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MGIH
+42.13%
$2.25
T
-2.33%
$28.90
RMBL
+60.50%
$3.21
ADD
-25.47%
$0.05
AIRE
+16.00%
$0.47
BMNR
+4.28%
$43.84
AMD
+0.22%
$151.47
RR
+17.78%
$2.98
CPNG
+9.19%
$31.56
BBD
-0.47%
$3.16
HIMS
+2.60%
$49.67
SRM
+53.27%
$10.30
AMZN
+1.51%
$235.84
AVGO
+3.40%
$346.30
GRAB
+0.58%
$5.19
GOOGL
-0.31%
$234.04
PLUG
-1.36%
$1.44
PCG
-3.51%
$14.56
WULF
+0.76%
$9.19
HBAN
+0.36%
$17.69
F
-0.59%
$11.67
CUTR
-10.19%
$0.09
PET
-59.91%
$0.04
CDT
-32.44%
$0.79
WLGS
-5.57%
$0.04
RIG
+2.93%
$3.16
ADAP
+3.65%
$0.04
KDP
-4.24%
$27.43
CIFR
+2.65%
$7.72
NOK
+0.76%
$4.58
ETWO
0.00%
$3.30
INFY
+2.53%
$16.79
CMG
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$39.25
RGTI
+0.33%
$15.15
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+19.91%
$80.63
AFMD
-34.94%
$0.18
BINI
-17.38%
$0.14
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$15.67
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CRWV
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ETHD
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$3.63
QBTS
+0.55%
$15.45
JOBY
+0.43%
$13.51
IREN
+0.15%
$26.19
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-0.56%
$7.06
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+1.69%
$0.31
GOOG
-0.42%
$234.16
LYFT
+6.30%
$17.71
AG
+3.33%
$9.45
JD
+4.45%
$32.85
TAIT
+64.40%
$3.51
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-0.06%
$35.79
BTE
+0.68%
$2.19
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+2.79%
$0.15
SKYQ
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$0.72
OCTO
+3008.96%
$45.08
CGBS
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$0.03
XAIR
+49.77%
$3.31
NVDA
+0.77%
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GNPX
+47.39%
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SOUN
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SNAP
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SOFI
+1.40%
$25.96
RIVN
-1.54%
$13.99
LYT
-16.77%
$0.09
ONDS
+7.63%
$6.06
WBD
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ACRV
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INTC
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$24.48
HL
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$10.11
NVVE
+9.46%
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PFE
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BAC
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$49.48
PLTR
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LDI
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BTG
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MGIH
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AIRE
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RR
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CPNG
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$31.56
BBD
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$3.16
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$49.67
SRM
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PET
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$0.04
CDT
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$0.79
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RIG
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$3.16
ADAP
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$0.04
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NOK
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+0.55%
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JOBY
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JD
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TAIT
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